Monday, March 10, 2008

Has School Really Taught You What You Need To KNOW?

Here at Investment Realty we deal with a lot of clients that are doing the best they know how, to get ahead in terms of their financial position. They are looking for more avenues in which to increase their wealth.

Because we help our clients with their wealth strategy .... we have come to notice a couple of things. That despite their degree's, qualifications or pieces of paper that they may have accumulated over time from various institutions that this does not mean they know how to accumulate wealth.

In fact I would go as far to say ... that school does not teach you anything about how to accumulate wealth or achieve financial freedom.

Don't believe me? Well heres some proof. Here is a list of Self made Billionaires That Dropped Out Of School.

But really think about it for a moment. Because i think a lot of us, go through primary school, high school and university without even thinking about any of this stuff. Yes we go study business studies but this doesn't mean that at the end of the course that we will know how to run a successful business.

Far from it.

Why do you think that more 90% of business within the first year fail? It's not because the people didn't have a degree in business or what not. It is perhaps because they were not taught the real skills of what it like to run a real and successful business.

Let me give you a little analogy. Its kind of like reading up on how to eat a cake and actually eating that cake. Its like reading a book on how to swim and actually swimming.

In case you guys didn't notice there is a difference between the two. One is theoretical and the other is practical. Schools and university and the majority of courses are purely theoretical.

Here is a thought.
If you were a sole trader and you had a customer service position open.You had the choice between two candidates one that was fresh out of university with all the appropriate qualifications for the role. Or one without a university degree but with 5 years customer service experience.

Which one would you choose?
It makes common sense right? That you would pick the one with more experience .. well i know i would anyways. So what am i trying to get out? Well all i am saying that it is time for us to start looking outside the boxes of our own limited thinking. The answers that we are looking for are out there ... but in a place that we assume that they are not. Its like to open out minds and be open to ideas and concepts rather than rejecting them.

From what i have experienced so far ... the one major difference between those that make it in life and those that do not ... is not how many qualifications they have or have not got. But rather there ability to apply certain ideas and ways of thinking into their life to get successful results. There ability to think outside the box. N their ability to think beyond what the schools teaches us.

But thats what i have to say. what do you guys think. Do you think that school adequately prepares us for life? Or does school just make us a good employees Just great and well behaved cogs in a wheel?

Let me know your thoughts,

Young Investor

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Friday, March 7, 2008

Without Love - There Is No Money

You guys must be thinking ... what is she on about?! What do i mean when i say "Without love - There is no money"

Well let me tell you....

I'm talking about passion. I'm talking about burning desire. I'm talking about heart. Stop doing what makes others happy and start doing things that make you happy. Stop living by someone else's expectations and start living by your own.

Ever heard the term "Do what you love and the money will follow"? Well thats what I based this post on. I really believe that each and every one of us was put on this earth to contribute something. Maybe its something grand. Maybe its something small. But whatever reason why we are here, its because there is a grander purpose.

Not only do we owe it to ourselves to follow our passion ... we owe it to the world.

What would the world be like if Oprah didn't pursue her dreams? What would the world be like, if Bill Gates didn't pursue his vision and passion for his business? What would the world be like if Anthony Robbins let the best of them get to him? I can tell you, that the world would not be the same today, if these people didn't take the opportunity to step up and express themselves and pursue those things that they hold close to their heart.

So how does this relate to investing? How does this relate to making money? Here's the thing. When you find a passion for what you do. It no longer becomes like work. It becomes something that you want to spend time on. If you are passionate about something, people will also believe in the beauty of your dreams. Its infectious. Its exponential! If you are passionate something, you help build that belief inside yourself. And it is that belief that will propel you to move forward.

So when it comes to investing. Find something that captures your interest. That you understand. That you are comfortable with. When it comes to your career. Do do something that fills that burning desire in you. Do something that you can leave as a present to the rest of the world. Not only does that help riches come your way, but it also leads you to a happier and more fulfilled life.

With that said. I'm going to leave you with this very famous quote by
Nelson Mandela. I believe in this quote, he states the greatest truth of all.

"Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness, that frightens us most. We ask ourselves, 'Who am I to be brilliant, gorgeous, talented, and famous?' Actually, who are you not to be?

You are a child of God.
Your playing small does not serve the world. There is nothing enlightened about shrinking so that people won't feel insecure around you. We were born to make manifest the glory of God that is within us. It's not just in some of us; it's in all of us. And when we let our own light shine, we unconsciously give other people permission to do the same. As we are liberated from our own fear, our presence automatically liberates others."

Nelson Mandela-1994-Inaugural speech excerpt by Marianne Williamson

Young Investor

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Its Not How Much Money You Earn - Its What You Do With It

How many times have we heard it? Young studs who all of a sudden come into money. It's even happened to the best of us. Anthony Robbins. Will Smith. A lot of the movie stars go through it. A lot of entrepreneurs go through it.

What am I talking about exactly? Well more specifically I'm talking about self sabotage. And more specifically I'm talking about getting back to the basics when it comes to managing your money.

Anyone heard the saying, the more money you earn the more you spend? This is especially evident in the scenarios where your average Joe wins the lotto and then you check back on him 5 years later and he is in even bigger debt than he was before. Just with nicer shoes and a better haircut.

But why does this happen? Well let me share with you another famous saying. "Its not how much money you earn, its what you do with it" A lot of people are in the financial situation they are in right now because of the way they manage their money. This is tied deeply with spending more money than you can earn, and not putting money aside to invest it.

In terms of Anthony Robbins, well let me tell you a little bit about his story. He came into a lot of money when he was quite young. Doing speaking and seminars. This was such a contrast from the life that he came from, which was poverty riddled. He came across two problems when this happened. Firstly he still had all his old friends around him, and they would cut him down because he wasn't like them anymore. N because of this he self sabotaged himself and gave all his money away or spent it like there was no tomorrow which resulted in him begin in a worse position than when he started.

What is the lesson in this? Firstly that if you want to attract wealth and money into your life then you are going to have to have the mindset to be able to keep it. Secondly as part of that you are going to have to go back to the fundamentals. Like paying yourself first. Buying luxuries on a reward basis. Consistently investing a proportion of your money. And the more you build on creating an abundant and wealthy mindset the easier this becomes.

With that in mind, remember that money does not equal happiness. Money will not make you feel more fulfilled. Money will not make you feel more loved. These are all thing that you must find within yourself first before you can really understand the benefits and lifestyle that money will bring.

Young Investor

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Monday, February 18, 2008

Why Keeping An Open Mind - Could Make You Millions

The one thing that i love about Robert Kiyosaki's book Rich Dad Poor Dad is that he teaches some fundamental ways in which to build wealth in the future. He distinguishes between good and bad debt and shows you how you can really leverage your money. Despite this he receives a lot of criticism for his work which at times i find upsetting.

I think that while we are growing up we are taught so many things about being able to control our financial future that don't serve us at all. All it does it put us back into the pack of about 90% of people who will retire on the pension. This is especially evident in Australia.

It is here that dreams are given up, expectations of a full an rich life are downgraded, because someone wasn't prepared to set outside their comfort zone and search for something better. What upsets me the most however is those that have a closed mind to new ideas and concepts. If there is any way of killing success, its to think that you know it all ...

In this blog post by the Simple Dollar

The author gives a new perspective on the teaching of Robert Kiyosaki. This wasn't necessarily positive. He did call it a bad book but shared that he actually did learn a lot from it. He also receive a number of negative comments on that post in regards to his teaching as well. Many of them called Kiyosaki a fraud, made all his money through his seminars rather than through property and that he has no real value to add.

In my response to what has been said, i uncover why ... it is that .. opening your mind could fill your life with abundance rather than lack.

The fact of the matter is that Rich Dad Poor Dad has probably created a lot of wealthy people out there. People who lives have been transformed because they have been able to keep and open mind and implement some new strategies that may have been out of their comfort zone.

Thats the thing with investing. You have to be able to keep an open mind to what is available out there. Ok thats fine if you don’t entirely agree with one author. Fine don’t use his strategies. But if you are finding that every book you read you have a negative view on .. then maybe there is something internal like (mindset) that may be holding you back.

I think one of the things that will hold anyone down is a closed mind. I even thing that its better to have an open mind, to try certain things out .. and hey if it doesn’t work out then as least you learned something from it … But if you didn’t do anything at all .. well you will just be in the same financial position in 20 years time ….

Young Investor

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Thursday, February 14, 2008

What Do I Need To Know About Investing? - Getting The Right Education

The Simple Dollar is a blog that I love! I came across it recently and have found it very fun, interesting and enlightening to read in regards to basic investing and mindset. I would definitely regard it as one of my inspirations for this blog. Their latest posts called

Investing In Yourself - Education and Cultural Literacy

Got me thinking. As the name suggests "Investing In Yourself" is a term that not everyone is familiar with. Yet I believe it be one of the most important things in your journey to wealth. A lot of people are willing to invest in a car, in a house, in something tangible, but rarely do they place as much value on investing the time and money on themselves.

One of the points covered in this post was Education. I wanted to expand further on that. To me there are two types of main education that one would need to start creating some serious wealth and to start taking control of their financial future.

Education For Your Mindset

Our thoughts and beliefs on money, time and investing will influence our financial incomes dramatically. Limiting beliefs have enormous power in what we believe we can achieve and whether or we think that we are worthy of abundance. A lot of people will be stuck in a certain financial place because there are certain things that are holding them back. Some of these limiting beliefs can go as deeply as " If I have money then i will not be loved" or "Money is for the rich and selfish" or "I am undeserving of money".

Becoming aware of what these beliefs are can be incredibly powerful and sometimes the one key you need to take you to the next level. The only reason why people are in the financial situation they are today is because their past thoughts have lead them to where they are now. Changing those thoughts, leads to a change in actions, leads to a change in habits which leads to a change in their financial destiny.

So to change these limiting beliefs one must first invest in themselves by reading books and attending seminars. There are a number of courses that are designed to uncover these beliefs and help you gain new attitudes and insights. In my post Before you start investing you have to read this, I cover some of the books that really help you set up an abundance mentality. The ironic thing is that some of these invaluable books are free!!! So heres the thing, you already have the tools to help you get started to investing better. Now you need to focus on keeping an open mind and absorbing all these new concepts and techniques that could help you out in the future and not only investing the money ... but also the time.

Education For Investing
Once you have been able to change your limiting beliefs about money and you are ready to start accepting it into your life then you can look at seminars and course and books that will give you strategies to achieve your overall game plan. You need to discover which tactics you want to use to get to where you want to go. There are number of course and organizations that are out there that can help you in this area. Some of them will not be cheap. Some may cost up to $10000 plus.

But you see if you attend these course and implement some of the techniques that they may teach you could save yourself hundreds of thousands of dollar by investing in the right vehicles in the right place. Or they could teach you something that could save you that amount of TIME and MONEY in the future. People who go to these seminars are very smart. In that they recognize that there is still things out there that they need to learn instead of assuming that they know everything.

Another part in getting education for investing is to find the right organizations and mentors to partner with. There are people that really take you by the hand, that guide you the right place to go and that give you the inspiration to keep pushing forward. It’s always best to remember however to get advice from the right places, from people that you feel are qualified to offer you advice. Not in the sense in that they have the paper qualifications, in a sense that is important too, but more in the sense that have the financial stability that you are looking for.

In other words if you want to find a mentor then, find someone who has accumulated the amount of asset and wealth base that you are looking to accumulate or more ....

Young Investor

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Wednesday, February 13, 2008

One Thing That You Can Do NOW - To Improve Your Financial Future

When it comes to investing heaps of people get scared. Especially the ones that have never done anything like this before. In many ways you have to step outside your comfort zone. N well we all know that this is a little ... uncomfortable.

Investing has a lot to do with discipline, mindset and with patience. There should be very little emotion involved when investing. Heres the thing, investing is a boring thing! It’s about building your wealth over a period of time. It’s about buying investment properties and being able to sit on them for the next 20 plus years so that you can enjoy the benefits later. It’s all about delayed gratification.

Now since I'm young, I don't know about certain concepts in depth, but I do understand the how the basic and fundamental principles work. I have talked to the people, gone to the seminars and read the books. And when you start hearing the same things over and over again, well then I think there is some value in what they all have to say.

One thing that I have heard over and over again is that time is your friend. So you should use it. I am lucky that I am young and have plenty of time to get started with investing and also to make plenty of mistakes. But everyone has plenty of time relatively speaking. Meaning to say that you would be in a better position today had you started investing 2 years beforehand. Just like in two years from now you will be in a better position if you start investing today. It’s never too late! Lets not forgot the good old Kernel Sanders who started his empire at the ripe age of 65!

One of the seminars that I have attended recently the speaker asked, when is it a good day to invest?? And his answer was YESTERDAY! So technically doesn't that mean that you are already behind? What I'm trying to say that its best to get started TODAY, right now! Because essentially the money you are investing today will be worth hundreds of thousands in the future ...

Young Investor

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Tuesday, February 12, 2008

How You Can Beat 97% Of The Pack - Goal Setting

Goal Setting is the first step in getting ready you ready to invest. Its not only good to know where you are headed but also where your current position is. That way you know what your starting point is and can stay on track.

Its best to have short, medium and long term goals with where you see yourself in a year's time, in 5 years time and in 10 years plus. Some of the shorter term goals, could be to accumulate a certain amount of money to out down for a deposit, while in the medium term, it could be investing that lump sum of money into a 5 year managed fund and a long term goal could be to obtain a certain number of properties within a given amount of time.

Writing down your goals and really clarifying what you wants, makes the process much easier to work back from and also increases your chances of you obtaining that goal significantly. Having goals keeps you on track and helps you overcome obstacles. This is true because you can focus more on the outcome rather than the process when things get tough.

The importance of goal setting is often demonstrated in the study done at Yale University which placed goal setters firmly in the successful category when compared to non-goal-setters. The 3% of the participants who had written their goals with a plan and took consistent action were happier, more confident and better adjusted. They also earned more money over that 20-year period than the 97% of the other participants.

So with that said, understand the power of goal setting it and make it the first step in your journey to wealth.


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Monday, February 11, 2008

THE TOP 10 MISTAKES THAT EVERY First Time Investor Should Avoid Like The Plague - Part Two

Acting Too Fast And Acting Too Slow
Some people make quick decisions and change their minds frequently. Some people make slow decisions and stick with it. I think the best thing to do in this situation is to have a balance between the two. Some people make the mistake of getting so excited about a concept after they have attended a property investment seminar and go out there with very little research and attempt to implement what they have learnt. They either end up paying too much of select the wrong structure for investment.The ones that are too slow however, are so scared of making a mistake and of moving out over their comfort zone that they are paralyzed and miss out on all the great opportunities in front of them.

One important thing to remember is that investing is something that you may not be 100% comfortable with. Because you are going outside your comfort zone and attempting to do something that you haven't done before. There is always something a little unnerving about that. But you need to balance this fear by taking the necessary measures to do your research and cover all things that you are unsure of. That way you are able to move forward, but with caution. There is no point in making rash decisions and sometimes there is no point in standing still and doing nothing.

Over Estimating Income And Underestimating Expenses
It’s important to have some sort of a safety net when you are looking at investing. Most people either stretch themselves too thin when it comes to buying their property, or over estimate their current income and the rental income they will receive. You need to be able to take into account rental vacancies and other expenses that may unexpectedly pop up. Its best to do some research on rental income around the area, instead of just sticking to general rules and principles.
If you do feel like sticking to a rule, then the best one to stick to is to under-estimate income and over estimate expenses by around 10%.

Looking Short Term Instead of Long Term
Investing property is usually a long term thing. So its not a good thing to go into it thinking that you can make a quick buck and then leave a richer man. Most things in life don’t work that way. This usually will lead you into get rich quick schemes and deals that seem too good to be true. Because hey they usually are. The key here is to be able to hold a property for at least 10 years by which time it would have doubled. Its about reinvesting your capital and putting that into other property that will grow, which helps to create a solid asset base. A good quote to remember is “ Let time be your ally and patience be your friend”

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Wednesday, February 6, 2008

THE TOP 10 MISTAKES EVERY First Time Investor Should Avoid Like The Plague!! Part One

There are a number of things that a first time investor can miss when they are looking to buy their first property. Here are a few tips, that gives you a general guideline as to what to look out for when you start investing.

Having No Strategy
People often don't give the time and the effort that investing requires. They dive into deals that seem to look good without doing the necessary research and evaluation. People need to understand the certain strategies that can be placed with property. Whether they are going for a buy and hold strategy or a buy and sell one. They need to know what balance they need to find between growth and stability. Whether its best for them to positive, negative gear or neutrally gear. All of this of course depends on your current situation and is the reason why its best to know what strategy will best suit you. The thing is that most people neglect this part and then wonder why they end up in a worse position then when they started. By setting up a strategy you don't fall into the trap of painting yourself into a corner or only having one plan of attack. You are more able to prepare for when something doesn't go to plan.

Being Emotional Rather Than Analytical
Investing especially with property can be an emotional process for people and this gets them to make bad and irrational investment decisions. If you want to be emotional, then be emotional about the deal and not so much the house. Being too emotional can lead to paying too much for a property, selecting the wrong one and over capitalizing in renovations. To counter this its always best to know what you are looking for, have a walk away price and stick to it!

Not Taking Investing Seriously
If you are a guy,let me ask you how long you would spend looking for a $40 000 car? How much research would you do? I would say at least 2 weeks right?N girls, let me ask you. How much time would you spend looking for a $1000 dress? I reckon at least a couple of weekends right?!Now let me ask you this questions on average how long does a person spend researching an investment property worth at least $400 000.Well if we were speaking relatively, it would be 10 times longer than the amount of time looking for a car right?Who do you know that spends a minimum of 20 weeks researching on their investment property? Well if you want the good news now, then don't need 20 weeks of research to make a good investment decision. But you should apply the same amount of importance and research on your investment property as you would a car or a dress at least.

Attempting To Do Everything Yourself
For some reason people assume that investing will involve you having to do everything yourself. With property its all about building relationships with the right people. In terms of getting a good deal its good to build strong relationships with the real estate agents, home inspectors, lenders and appraisers. In terms of re-modeling and maintenance you want to get to know the contractors, roofers and electricians well. Its also a good thing to know how to outsource. There is always a balance between your time and the money being spent. Sometimes your time is better spend managing other people rather than doing something yourself.

More tips coming in the next couple of days

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Tuesday, February 5, 2008

WHAT IS WEALTH BUILDING? - Turning $10 000 into $2,000,000 - Making Money Work For You!

Wealth building is a large part of creating financial independence in the future. It can be sometime mis understood by a lot of people, yet something very essential.

The first thing that we will clarify is the difference between real income and wealth. A lot of people confuse the two. Most people believe that if you are earning high income in a well paying job that you are rich, you've made it and you are going to live happily ever after. However this is not true because at the end of the day once they stop working they have nothing left to sustain their lifestyle. Yes they may have the BMW's, the multi million dollar houses but at the end of the day if they aren't investing their money, when they stop working they will have very little left.

Wealth on the other hand is all about creating assets, which give you capital growth and passive income. The power of compounding is very important here. The example below will illustrate this.

Example: Person A chooses to put aside $10 000 each year for and enjoy the benefits of it in 40 years time. At year 4 their money is at $40 000, year 14 $140 000 and by year 24 $240 000. At the end of the 40 years he would have only accumulated $400 000!!

Example: Person B invests $10 000 at 15% for 40 years. This is a once off investment and he doesn't take any of the money out. Now at year 4 their money has grown to $17,490.06. By year 14 it has grown to $70,757.06 and by year 24 it has grown to $286,251.76!! As you can begin to see the growth is exponential. Do you want to know how much his money is worth by year 40? Well ill tell you. At the end of 40 years after initially putting in $10 000 dollars and not adding a single cent to it, his money is now worth $2,678,635.46!! Who would jump at the idea that if they had 40 years and $10 000 that they could be a millionaire?!

Know can you imagine that scenario with a bigger initial deposit or more time? If person B continued for another 5 years that amount would have grown to $5,387,692.69!! Who wants to make $2,709,057 in 5 years sitting on their butt all day? Because thats essentially what you just did!

So one the keys to compounding is to get started and get started now! Because you get your money to work for you and not the other way around!

Now compounding with real estate also works very effectively. Essentially the key is to continually re-invest your earnings and from that duplicate the process.

The best way to start is to buy an investment property, watch it grow in value and then access your increased equity - you then use that to purchase another investment property. If you keep buying wisely, structure your finances right, you can then duplicate this process again and again.

The beauty of duplication is compound growth. Invest the capital growth on one property - and start getting capital growth on two properties. Use the growth on two properties to buy two more. And so on... The growth is exponential.

So just to recap quickly. The difference between income and wealth is that wealth is about investing your money, making it work for you and accumulating assets that can provide for you in the future. Income is a nice car, a nice apartment and a nice pension from the government of about $300 a fortnight when you can no longer afford to work. Which one would you choose?


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Sunday, January 6, 2008

Before You Start Investing - You Have To READ This!

Hello again!

So lets get this straight. Everyone wants to make more money right? There are those that want to move into their dream house. Buy that BMW. Own a business. Get a better job. Do something that they love doing. Just be able to get by. Have more quality time with their loved ones. The list is endless. And yes we have heard them all before!

I think that when it comes to investing. Many people jump the gun and sabotage themselves even before they get started. One of the fundamental things that I have learnt so far, is that you have to invest wisely. You have to come from making educated decisions and you have to do with the right mind frame.

I’ve heard all the horror stories of people getting involved in get rich quick schemes. Losing thousands or hundreds of thousands of dollars in ventures gone bad. Yeah sure for the successful investor he/she may have been burnt a couple of times to know when a deal is good or not.

But ultimately situations like this will be attracted to you, if you come from this "lack mentality". You know the one. You've heard the sayings. Money doesn't grow on trees. You cant afford that. Rich people are unethical. There just isn't enough money to go around. Money is hard to come by. Rich people are just lucky. Money is a terrible thing and I want nothing to do with it. I'm sure that you guys can add more to the list.

So I think where I'm going with this, is that before you start investing, you have to work on some of your own beliefs about money and about wealth creation. Accepting accountability for your current financial position, is something that can be disturbing yet very liberating. Because if you had the power to get yourself into this current situation then you also have the power to make your future whatever your want to be. I come from this mindset, because I love the area of personal development. Despite being 20 I have been into personal development for about 7-8 years.

So here I am going to provide you with a list of a couple of books that I found really helped me build this abundance mindset. It set me free from the shackles of my limiting thoughts and beliefs and hopefully it will do the same for you. The good thing is that most of these books that I'm listing are now on public domain. Meaning to say that they are free. Funny that, because the information within them, is really quite priceless.

1) Napoleon Hill - Think and Grow Rich

Even though I have been into personal development for a little while. I didn't come across this book until a little later down my personal growth journey. Which is ironic because its one of the books that people usually come across first that gets them on the path to personal development. Its one of those classic books that you just have to read. I guarantee you that every uber successful person has either read this book or unknowingly lives by the principles which it teaches.

You can find the link for this book below

Think And Grow Rich

2) Wallace D Wattles - The Science of Getting Rich

What i really love about this book is that really changes gets you to think about your current circumstance and realize that where you are, is a result of all your past thoughts. If that sentence sounds familiar its because they used that line so many times in the movie "The Secret" as it was one the main inspirations for it. The book delves into the whole idea of the law of attraction and really helps to build this abundant mindset and shows that you can really create your own reality and that you deserve an abundant life.

The Science of Getting Rich

3) Dale Carnegie - How to Win Friends And Influence People
This is one of my most favourite books. Being originally quite a shy girl, I really found that this book helped me overcome that. It basically teaches you some fundamental rules on how to relate to people and helps to build your self confidence when you realize that really what people think of you doesn't really matter, because most people are concerned with what is going on in THEIR own lives. While this is not on public domain yet, here is a link which summarizes some key points from the book. It is definitely a worthwhile investment though.

How to Win Friend And Influence People

4) Russell H. Conwell - Acres Of Diamonds
This is a really cute little story which I love. Its a inspirational story that reminds you, that whoever you think you need to become to be successful is something that is already within you. I think that sometimes people underestimate the unlimited power that resides within them and are always searching for something more somewhere else. This sort inspired me to believe in myself and know that all I ever had to be, is someone I already am. You can find the link to the e-book below

Acres of Diamonds

5) Richest Man In Babylon - Geroge S Classon
This is another classic book which I came across recently. I love this book primarily because it teaches some fundamental rules about investing and saving money. One of the core principles in this book is to save first and then spend later. Sounds simple right? But its so surprising how many of us, pay the tax man, pay the bills, pay all the expenses before we pay ourselves. Just this simple shift in perspective can be the difference to your financial future in 5, 10 or 15 years from now. One of best pieces of advice i got from this book is to save 10% of everything you earn. I think that its such a simple and effective way for anyone to get started.
The link for the book can be found below

The Richest Man in Babylon

So there you go guys. Go out. Read. Enjoy. And please let me know what your thoughts are on these books.

All the best


Thursday, January 3, 2008

What Does A 20 Year Old Know About Investing?!

Hi everyone and welcome to this blog! =)

My name is Jennifer and I'm one of the youngest training consultants at Investment Realty. This blog is wholly my responsibility so I'm going to make sure that its the best it can possibly be!

While I would love to be able to write a blog on some of the hottest property tips out there, provide my extensive expertise on some of the best markets to get into, or write articles on how to read markets and so on, this is simply something that I cannot do. All I have in my enthusiasm for investing and a thirst for knowledge so that I can implement what I have learnt, in a day from now, a month from now, or a couple of years from now, to help create my own wealth plan. That's not to say that I am not surrounded by a team of people and resources around me that can assist me in areas that I'm lacking.

So in this blog I will do my best to bring you relevant resources that come to my attention which I have found valuable and would like to pass on. Also I want this to be a place of open discussion where if people have any questions or topics of debate please bring them up! If there is anything you would like to know in this area, please leave a comment, because I'm sure that other people probably have the similar questions in mind. The team I am part of have a wide range of knowledge in many different areas so I'm sure that we could get you a quick and valid answer!

Also anyone that has something of value to contribute to this blog, whether it be an interesting article, something that they would like to share whether they wrote it themselves or found it, it would be much appreciated, so please let me know, I would love to hear from you

You can write to

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